Our award-winning eICBA Banking System is a comprehensive, integrated yet modular banking solution designed to meet the demands of today’s financial institutions.
The system offers similar functions and services for both Conventional and Islamic Banking, where the Islamic Banking abides by the Sharia principles, of which, the two basic principles are the sharing of profit and loss between a bank and its customers and the prohibition of riba (interest).
PRODUCT HIGHLIGHTS
- Flexible product packaging capability
- Powerful dynamic data modeling architecture
- Business process management and rules engine
- Internationalization / localization
- Compliance to statutory regulations, Basel II/III and IFRS standards
- Highly scalable with impressive response time
- Straight-through processing (STP)
- Latest technologies on open platforms and cloud
- Service-oriented architecture (SOA) and model driven framework
- Robust integration for omni-channel digital banking, business analytics and payment solutions through API and microservices